Legal Access Depends on Local Law
Our Legal position is simple: your ability to open, use or maintain an account depends on local law and on the eligibility checks we apply. We ask for accurate account details, complete phone verification before account access and may request clarification when payment ownership or identity
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records do not match. DANA, OVO, GoPay, QRIS, bank transfer and virtual account activity can create transaction records connected to your account. Those records help us trace a cashier question without treating a payment method as permission to use every service. If a restriction applies in
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your location, we may limit access or ask you to stop using the relevant service. The policy applies whether you connect through a mobile browser in Medan or a desktop browser elsewhere in Indonesia.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.